Travel Insurance

Going Nepal offers trips to Nepal, Bhutan, and Tibet and it is highly recomendaded that travelers buy insurance for any trips to these countries. 

Basically, travel insurance is a plan or investment that you purchase to safeguard your travel and yourself. While traveling or taking a tour, you may have to face problems like medical emergencies, trip cancellations, emergency evacuation, and travel delays. Considering the fact that medical crises can occur and even the best-planned trips get canceled, it is mandatory for clients to have travel insurance before heading on any trips to Nepal, Tibet, or Bhutan. This is what we called the best way of being prepared for unforeseen or future uncertain circumstances and risks. Travel insurance reimburses you for the loss depending on the policy.

Travel Insurance for Trekking and Hikking 

Prior to taking any trekking or hiking trips in the Himalayas, a traveler is recommended to buy travel insurance. Hiking on the outskirts of the city area is comparatively comfortable and involves less risk. But at higher altitudes and remote areas, there is a high risk of Acute Mountain Sickness and common ailments like hypothermia, skin infections, and tummy troubles. If you are planning trekking in Nepal, make sure that your insurance covers helicopter rescue costs, and evacuation, including medical expenses and trip cancelation.

Travel Insurace for Peak Climbing 

Peak climbing and expedition trips are considered more risky activities than other outdoor activities. You will be climbing above 6,000m, and arguably there’s high risk due to high altitudes, extreme temperatures, and lack of visibility, to name a few. And therefore, for peak climbing, make sure to buy insurance that includes emergency medical evacuation coverage, helicopter evacuation, repatriation coverage and trip cancellation coverage.

Insurance For oTher Outdoor Activities 

Outdoor activities can be fun, but you cannot underestimate the risk while traveling. Although outdoor activities in Nepal are comparatively low-risk activities, unforeseen circumstances can cost you huge expenses.  In that sense, travel insurance for outdoor activities is a must, but unlike peak climbing and trekking, outdoor activities necessarily do not require advanced travel insurance. For instance, travel insurance for city tours does not necessarily require helicopter rescue.

However, it is best practice to buy an insurance plan that covers the medical issue, flight cancelation, trip cancelation, lost luggage, and coronavirus-related emergencies.

Why Should You Buy Travel Insurances?

  • It covers emergency medical insurance
  • It covers trip cancellation insurance
  • It covers Emergency Evacuation Insurance
  • It covers risk-financial loss-during travel including lost or stolen luggage, and you can be reimbursed for loss
  • It provides travel assistance if needed

How much Travel Insurance Cost?

There is no exact figure for the cost of Travel Insurance. Generally, a travel insurance cost is based on the trip cost and other factors like trip length, age, amount of coverage. Travel insurance, and prices are influenced by the following factors:

Your age: the older you are, the higher the price
The amount of coverage: basic plans are cheaper than premium
Cost of your trip: expensive trips cost more
The number of travelers: the more number of travelers, the costlier the insurance
Trip length: longer trips are expensive



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